Terms and Conditions

Terms and Conditions of Use FCM99

Please read this document carefully before using the fcm99 platform. By registering or using our services, you agree to comply with all terms stated herein. Last updated: January 2026.


Core Principles

Six Principles That Underlying Terms of fcm99

Fcm99's Terms and Conditions are built on these principles to ensure a fair, secure, and transparent experience for all users.

Adult User Eligibility

Fcm99 may only be used by individuals aged 18 and above. Registration by underage individuals is strictly prohibited, and any account found to be in violation of this requirement will be closed immediately.

Clear Deposit & Withdrawal Policy

All minimum deposit requirements, withdrawal limits, and processing timeframes are clearly stated. No hidden fees — what you see is what you get when dealing with fcm99.

Transparent Bonus Terms

Every promotion and bonus has clearly stated rollover requirements, betting limits, and validity periods before you accept them. No conditions buried in the fine print.

User Account Security

Users are responsible for keeping their account password confidential. fcm99 uses 256-bit encryption and will never ask for your password through any external communication channel.

Fraud & Abuse Prevention

Any attempt to manipulate the system, use automated software, or commit fraud will result in immediate account termination without refund of any balance involved in the activity in question.

Right to Update Terms

Fcm99 reserves the right to amend the Terms & Conditions at any time. Users will be notified via in-platform notifications. Continued use after an update constitutes acceptance of the new terms.


Important Note: This document constitutes a binding agreement between you ("User") and fcm99 ("Platform"). By registering an account or using any fcm99 service, you confirm that you have read, understood, and agreed to all terms contained herein.

1. Acceptance of Terms

These Terms and Conditions ("Terms") govern the use of the fcm99 platform, accessible via the official fcm99 website and mobile app. These Terms apply to all users without exception, whether browsing the platform without an account, registered users, or active users currently playing.

By accessing or using any part of the fcm99 platform, you automatically agree to be bound by these Terms, the fcm99 Privacy Policy, and all additional guidelines that may be issued from time to time. If you disagree with any part of these Terms, you must stop using the platform immediately.

Fcm99 reserves the right to amend, update, or replace any part of these Terms at any time without prior notice. However, for material and significant changes, fcm99 will endeavour to notify registered users via email or in-platform notification at least seven (7) days before the changes take effect.

2. Account Eligibility

To register and use fcm99's services, you must meet all of the following eligibility requirements:

  • Aged 18 years and above on the date of registration.
  • Is legally competent to enter into a binding agreement.
  • Not included on a self-exclusion list or prohibited from using gambling platforms by the relevant authorities.
  • Not using a VPN or proxy service to conceal your true geographic location for the purpose of circumventing regional restrictions.
  • Only having one (1) active account at fcm99 at any one time – multiple account registrations are strictly prohibited.

Warning: fcm99 reserves the right to request age verification at any time. Accounts found to have been registered by underage individuals will be closed immediately, and all balances in such accounts may be forfeited at fcm99's sole discretion.

3. Account Registration & KYC Process

Upon registration, users are required to provide accurate, complete, and up-to-date information. Required details include full name as per identity documents, date of birth, phone number, and an active email address.

Identity Verification (KYC)

Fcm99 implements a Know Your Customer (KYC) process as a standard security measure. Users may be required to submit the following documents prior to their first withdrawal or upon reaching certain transaction thresholds:

  • A copy of a valid national identity card (MyKad) or passport.
  • Proof of current residential address (utility bill or bank statement dated within the last 3 months).
  • Bank statements or proof of the payment method used for deposits.

The KYC process is conducted entirely within the fcm99 platform and documents are submitted through encrypted channels. fcm99 will not use this information for any purpose other than identity verification and compliance with applicable legal requirements.

Users who fail to complete the KYC process within the specified timeframe may face restrictions on withdrawal functions until verification is completed.

4. Deposits & Withdrawals

Deposit Policy

Fcm99 accepts deposits via a wide range of local Malaysian payment methods, including FPX, DuitNow, Touch 'n Go eWallet, GrabPay, and bank transfer. The minimum deposit is RM10, and deposits will be credited to your account instantly upon payment confirmation.

All deposits must be made using an account or payment method registered solely in the user's name. Third-party deposits are not permitted and will be returned or frozen at fcm99's discretion.

Withdrawal Policy

The minimum withdrawal amount is RM30 per transaction. Withdrawal requests that meet all requirements — including completed KYC verification and no outstanding bonus rollover conditions — will be processed within 1 to 24 hours on business days.

  • Withdrawals may only be made to a bank account or digital wallet registered under the same user's name.
  • Fcm99 reserves the right to request additional verification before processing withdrawals that exceed certain limits.
  • Any withdrawal suspected to be linked to fraudulent activity or money laundering will be suspended pending completion of an investigation.

5. Bonuses & Promotions

Fcm99 offers a variety of bonuses and promotions from time to time. Each offer is subject to specific terms stated alongside the respective offer. General terms applicable to all fcm99 bonuses are as follows:

  • Bonuses may only be claimed once unless otherwise stated in the relevant promotion's terms.
  • Rollover requirements must be fully met before any withdrawal from a bonus balance is permitted.
  • Fcm99 reserves the right to withdraw any bonus awarded if there is evidence of abuse or an attempt to exploit the bonus system.
  • Bonuses cannot be transferred between accounts or converted directly to cash without fulfilling the rollover requirements.
  • All promotions have a stated expiry date — unused bonuses will expire automatically at the end of the specified period.

Tip: Always check the page Promotions fcm99 for the latest information on available offers and applicable rollover terms before accepting any bonus.

6. Game Rules

All games available on the fcm99 platform — including slots, live casino, sports betting, and e-sports — have individual rules set by their respective game providers. fcm99 operates as an intermediary platform and does not modify the core rules of any game.

Game Fairness

All slot and casino games offered at fcm99 use a Random Number Generator (RNG) certified by independent auditing bodies. This ensures that every spin, card hand, or dice roll is entirely random and cannot be manipulated by fcm99 or users.

Technical Disruptions

In the event of a technical disruption during an ongoing game session, fcm99 will endeavour to resolve the issue as quickly as possible. If the disruption prevents the session from being completed, fcm99 will make a fair determination based on transaction data already recorded in the system.

7. Prohibitions & Restrictions

The following activities are strictly prohibited on the fcm99 platform and may result in immediate account termination without prior notice:

  • Use of automated software (bots), scripts, or any tools designed to gain an unfair advantage in games.
  • Player collusion in Live Casino games or betting to manipulate outcomes.
  • Multiple account registrations by the same individual or individuals acting in coordination.
  • Use of illegally obtained funds for deposits or any attempt at money laundering through the platform.
  • Spreading false information about fcm99 on any public platform with the intent to damage the company's reputation.
  • Accessing the platform using another person's identity or account credentials that do not belong to you.

8. Account Termination & Suspension

Fcm99 reserves the right to suspend or terminate a user's account for the following reasons:

  • Violation of any section of these Terms and Conditions.
  • Account closure requests submitted by the user through the account management options within the platform.
  • Account inactivity for 12 consecutive months with no transactions.
  • Directions from the relevant authorities or related court orders.

Users who wish to voluntarily close their account may do so by contacting the fcm99 support team via in-platform live chat. All valid balances will be returned to the user within a reasonable timeframe upon completion of the verification process, subject to no outstanding compliance issues.

9. Limitation of Liability

Fcm99 shall not be liable for any indirect, incidental, special, consequential, or punitive losses or damages arising from the use of or inability to use the platform, including but not limited to:

  • Loss of profits, revenue, or data.
  • Business interruption due to technical issues beyond fcm99's control.
  • Losses resulting from unauthorised access to your account by a third party due to the user's negligence in safeguarding their password.
  • Game outcomes that are the result of a verified and legitimate RNG.

Fcm99's maximum liability to any user under any circumstances shall not exceed the total deposits made by that user in the 30 days preceding the claim.

10. Privacy & Data Protection

Fcm99 is committed to protecting the privacy and personal data of its users in accordance with industry best practices and applicable data protection requirements. The collection, use, and storage of your personal data are governed by fcm99 Privacy Policy which forms part of this agreement.

By using the fcm99 platform, you agree that fcm99 may process your personal data for the following purposes:

  • Identity verification and compliance with KYC requirements.
  • Processing financial transactions and managing accounts.
  • Sending account-related and service communications.
  • Platform improvement and personalisation of the user experience.
  • Fraud prevention and system security monitoring.

11. Governing Law & Jurisdiction

These Terms and Conditions are interpreted and governed by applicable law. Any dispute arising from or relating to these Terms that cannot be resolved through amicable negotiation within 30 days shall be referred to binding arbitration.

Users agree that any legal action or proceedings relating to the fcm99 platform shall be brought under the jurisdiction designated by fcm99, and users hereby waive any objection to such jurisdiction or venue.

If any provision of these Terms is found to be invalid, void, or unenforceable by a court of competent jurisdiction, that provision will be reinterpreted to the minimum extent necessary to make it enforceable, and the remaining Terms will continue in full force and effect.

12. Contact Us

If you have any questions, concerns, or complaints regarding these Terms & Conditions or the use of the fcm99 platform in general, please contact our team via:

The fcm99 support team is always available to assist you in Bahasa Melayu and will endeavour to respond within 24 hours for enquiries submitted via email.

These Terms are effective from: January 2026. Any version of the Terms prior to this date is void and fully superseded by this document.


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